Lethal Injections?
There is a YouTube channel I occasionally like to watch called The Financial Diet . It's a channel that gives real world financial advice for young people that doesn't include finger-wagging (she won't tell you to stop buying lattes and avocado toast) and also understands the realities of the state of the US economy and the world. It's host, Chelsea Fagan, is quite a bit younger than I am, and her channel is geared toward a younger crowd, but I guess I like her because she confirms some of my own biases, or at least makes me feel less bad about some of my own financial missteps. She never finished college and went through a time in her life where she mismanaged her money, but she pulled herself out of her hole with research and hard work (but she will acknowledge the privileges that helped her get to where she is) and seems quite successful now. One day she covered the topic of the hype in the skincare industry. What should we spend our money on and what shouldn'...